When considering investment properties in Australia, it’s essential to understand not only property values but also the additional costs like taxes...
Interest-Only vs. Principal & Interest Home Loans: A Comparison.
Typically, borrowers transition to principal and interest (P&I) payments once their interest-only (IO) home loan term expires. IO home loans are...
Refinancing your home whilst on JobKeeper
JobKeeper has been a lifesaver for many Australians. Workers have retained their jobs, employers have been able to hold onto their staff and...
What will another rate cut mean for you?
It appears the Reserve Bank is seeking to contain the economic fallout from the escalating corona-virus crisis by slashing interest rates to a...
Home loan special offers and cashbacks
From time to time, some lenders offer mortgages with cashback offers, rebates or signup bonuses that may make it an attractive extra benefit - as...
Is now a good time to refinance?
With official cash rates at an all time low, now could a good time to review your home loan needs, even if its just to make sure it is still helping...
Federal Government reveals new deposit scheme to assist first home buyers
Saving for a deposit is the the number one impediment for first home buyers when it comes to getting into the property market. Home ownership rates...
Home Loan Pricing Inquiry a Win for Consumers
Earlier this month, Treasurer Josh Frydenberg announced that the Australian Competition and Consumer Commission (ACCC) has been commissioned to...
Competition will be the biggest loser - the unintended consequences of eroding the mortgage broking industry
Update 12 March 2019
Collins Home Loans welcomes the commitment by the Morrison Government to protect and support the mortgage broking sector and in...
Mortgage Broker market share surges to a record 59.1 per cent
The mortgage broker channel has achieved its highest ever residential home loan market share despite an overall reduction in lending of $8.46 billion...