Providing the best home loan solutions
since 1993
At Collins Home Loans, we’re committed to making home ownership simple, accessible, and stress-free. With decades of experience and access to a wide panel of trusted lenders, we take the time to understand your goals, circumstances, and long-term plans to find a loan solution that truly fits.
Whether you're buying your first home, refinancing to unlock equity, or building an investment portfolio, we guide you every step of the way—with smart tools, clear advice, and real people who genuinely care.
What sets us apart is our personal approach. We know that no two clients are the same, so we don’t offer one-size-fits-all solutions. Instead, we simplify the process and provide clarity at every stage, helping you make informed decisions with confidence.
From the initial enquiry to settlement and beyond, you’ll have expert support on hand to answer your questions and keep things moving smoothly. At Collins Home Loans, it’s not just about getting a loan—it’s about helping you move forward with certainty and peace of mind.
1. We Compare And You Save
We'll compare loans from over 30 lenders and hundreds of products to ensure you get the best possible loan to meet your needs. We can even negotiate with your existing bank to get the best deal for you.
2. No Favourites, Just the Best Deal For You
Our dedicated mortgage brokers will work tirelessly to find the best loan to suit your needs, taking the time to understand your financial goals and personal circumstances. We’re committed to ensuring you feel informed, empowered, and supported every step of the way—from your initial enquiry through to settlement and beyond.
3. Expert Advice You Can Rely On
With over 20 years’ experience in home loans, Collins Home Loans offers you truly independent advice, free from ties to any single lender. This means we always put your best interests first, carefully comparing a wide range of loan products to find the one that suits your unique needs. Whether you’re buying, refinancing, or investing, you can count on objective guidance, honest answers, and tailored solutions every step of the way.
Our Services
We offer a full range of residential lending solutions tailored to your goals. Whether you're a first home buyer needing guidance, a homeowner looking to refinance, or an investor expanding your portfolio, we’re here to help. Our services include home loans, investment loans, refinancing, debt consolidation, and access to government grants and incentives. We compare dozens of lenders to find the best fit—so you get the right loan, without the hassle.
First Home Buyers
We guide you through every step of the buying journey, from understanding your borrowing power and exploring available grants to comparing lenders, handling paperwork, and securing your first set of keys—making the entire process simple, clear, and stress-free. Our expert brokers are here to answer your questions, explain your options in plain language, and ensure you feel confident every step of the way.
Investment Loans
Build your property portfolio with tailored finance solutions and expert advice designed to help you maximise returns and grow with confidence. Whether you're purchasing your first investment property or expanding an existing portfolio, we’ll assess your borrowing capacity, identify tax-effective strategies, and structure your loan to support long-term growth. With Collins Home Loans by your side, you can invest smarter and plan for a financially secure future.
Refinancing
Whether you’re looking to lower your repayments, reduce your interest rate, or access equity for renovations, investments, or other personal goals, we make refinancing straightforward, strategic, and rewarding. Our experienced brokers will compare a wide range of loan options to find a better deal, guide you through the process with minimal disruption, and ensure the new loan aligns with your long-term financial plans.
Debt Consolidation
Simplify your finances by rolling multiple debts—such as credit cards, personal loans, or car finance—into one manageable home loan. At Collins Home Loans, we’ll help you streamline your repayments, potentially reduce your overall interest rate, and ease the pressure on your monthly budget. Our expert team will assess your situation, explore the best consolidation options, and guide you through the process to help you regain control and move forward with greater financial clarity.
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Why Choose Collins Home Loans?
At Collins Home Loans, we believe getting a mortgage shouldn’t be overwhelming. With a client-first approach and decades of industry experience, we offer personalised home loan solutions that are simple, transparent, and tailored to your goals. We work with a wide range of lenders to give you more choice—and negotiate on your behalf to get the right result. Whether you're buying your first home, refinancing, or investing, we’re here to guide you every step of the way with expert advice and genuine care.
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Personalised
Service
Expert
Guidance
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Wide Lender Panel
Competitive rates with no hidden fees.
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Tailored Solutions
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