Let us help you choose the right loan 

Buying a new property requires a lot of thought and planning, as well as a good knowledge of home loan options available. There are a wide range of new grants and incentives for new home buyers and these differ from state to state. Our dedicated loan managers will not only work tirelessly to find the best loan to suit your needs, but we will also help you understand each step along the way - so you feel in control. We can help you find the most flexible home loan to suits your needs, with step by step support from qualified mortgage specialists every step of the way.

  • Choose from a large number of lenders

    With access to over 30 trusted lenders, Collins Home Loans offers a comprehensive mortgage broking service.

  • Tap into first home buyers grants and stamp duty relief

    New stamp duty measures for first home buyers are a welcome relief along with a range of new federal and state government incentives. For more information about changes to stamp duty and other concessions for first-home buyers, talk to us or visit First Home with a link to each state and territory grants. 

  • Dedicated (one on one) personalised service

    Our qualified mortgage brokers will manage the whole process for you, and will go the extra mile just to make sure that your questions are answered and your lending needs are met.

  • Convenience – at your service

    We’ll do the heavy lifting for you; we’ll take care of all the information-gathering, consulting, and analysing. We’ll also tailor your meetings to suit your time and place preferences.

     

3 Steps to Applying for a Home Loan 

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1. Assess your needs and borrowing capacity

When we first chat or meet with you, we will assess your current circumstances, financial situation, and objectives, based on all the information you provide. Afterwards, we’ll be able to determine exactly the kind of assistance you need.

The broker will also go over what fees you can expect to pay such as application fees, stamp duty, government charges and any conveyancing fees.

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2. Compare lenders and find you the best deal

Your broker will then use our specialised home loan calculator to determine which of our 30 lenders could provide the best home loan deal for you.

This will also include an assessment of the loan amount, loan-to-value ratio and determine if you require an investment loan or an owner-occupier loan, depending on your needs.

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3. Streamlined and fast application process

Whether you’re buying your first home or your next home, there is still a lot to do in preparation for settlement. Our team of mortgage experts will work closely with you, to ensure you understand all the requirements each step of the way.

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