A home loan review is a 15 min chat with a our mortgage specialist to uncover ways you may be able to save on your home loan.

Devoting 15 minutes of your time to reviewing your home loan could save you thousands of dollars, or at the very least, offer you peace of mind that your existing home loan is still meeting your financial goals.  Our home loan specialists will look closely at:

  • How you can save on monthly repayments.
  • How you can access the equity in your home.
  • How you can reduce your loan term.
  • Whether you should be fixing your interest rate.
  • What  strategies you can put in place to make your home loan WORK harder for you.

 An example

Let's say your current mortgage is $600,000 with a rate of 4.50% p.a. Your estimated monthly payments are $3,040.11, and you will pay $494,440.27 in interest over the total 30 years loan period.  If you drop your home loan to a rate of 3.64% p.a, your monthly payments would be $2,741.38, and you would save of $298.73 per month. Over the course of 30 years, you’d save $107, 542.

BOOK A HOME LOAN REVIEW

Can switching REALLY save me money?

One of the key outcomes from the Royal Commission is that existing Bank customers are not being rewarded for their loyalty, with the big four banks being called out by the ACCC for offering home loan discounts to new customers but not existing ones.

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Changed circumstances

Have you received a pay rise since your last review? Have you paid off debt, or no longer have credit cards? Your personal circumstances can change, with work, travel, marriage or children. So it’s important to ensure you have a home loan that meets your changing needs.

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Access your equity

Are you considering rennovating, consolidating debt or buying an investment property? With property prices continuing to rise across Australia, you may have more equity in your home than you realise.

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Get a better interest rate 

It's important to not only be sure you are getting the best rate, but also make sure that you're getting the right features in your home loan. Small changes to interest rates and fees can make a huge difference to your monthly repayments.