Talk to A Mortgage broker
What’s a mortgage broker, anyway?
A mortgage brokeris a qualified mortgage specialist who negotiates a loan on your behalf with the lender and then supports you right through the application process until the loan settles. Collins’ Mortgage Brokers have undertaken full training and accreditation to ensure they can provide you with the best possible advice on which loan will suit your needs.
In Australia, mortgage brokers are regulated to ensure compliance with banking and finance laws.
Mortgage brokers are paid a fee by the lender and do not charge you (the borrower) for their services. This fee is only charged once the mortgage is settled.
What are the benefits of using a Collins Home Loan mortgage broker?
We help tailor a home loan solution to suit your exact needs
With access to over 30 trusted lenders, Collins Home Loans offers a comprehensive mortgage broking service to ensure you are matched to the best possible loan option to suit your current circumstances.
We offer dedicated and personalised service
Our qualified mortgage brokers will manage the whole process for you, and will go the extra mile just to make sure that your questions are answered and your lending needs are met. When first speak with one of our mortgage brokers, they will explain to you exactly what the home loan process is and what you can expect at each step.
Convenience – at your service
We’ll do the heavy lifting for you; we’ll take care of all the information-gathering, consulting, and analysing stuff. We’ll also tailor your meetings to suit your time and place preferences.
We don’t charge you for our service
We don’t charge you any extra fees for our service. Who says quality has to come at a high price?
Meeting your Collins Home Loans mortgage broker
When you first meet up with your Collins Home Loan mortgage specialist, be sure to bring the following documents with you, to make the process easier:
- your current bank statements
- your birth certificate
- a valid ID, such as your passport or your driver’s license
- your tax returns or tax assessment notices
- recent credit card or loan statements
- a pay slip or proof of your income
Our mortgage specialist will guide you through your loan selection process in 3 easy steps:
Your mortgage specialist will assess your current circumstances, financial situation, and objectives, based on all the information you can provide. Afterwards, we’ll be able to determine exactly the kind of assistance you need.
Your broker will then use a specialised home loan calculator to determine which of our 30 lenders could provide the best home loan deal for you.
Here’s where you get to be a part of the decision-making process together with your mortgage specialist, you’ll choose the right home loan to suit your needs at the moment. Once you’ve made your choice, you will be guided you through the process of applying for a home loan through Collins.
Oh, and don’t hesitate to ask your mortgage specialist anything about the whole procedure. With a wide range of expertise regarding loan-related matters and substantial (and practical) experience, our brokers are here to help you out to the best of their abilities.