Let's start by first looking at how much you can borrow. The amount you can borrow is determined by your income, your financial commitments, current savings and your credit history.
If you haven't quite saved enough for a deposit yet, there are a number of non-traditional methods of property ownership that you could consider.
Everyone's circumstances differ, so the right home loan for you may be very different that someone else. There are, however, a number of key things to consider when looking for best home loans that everyone should consider.
There are two categories of benefit for first home buyers - first home owners grants and stamp duty concessions. Both of these differ depending on which state or territory you are buying property in. In general you can expect the following conditions: